At Byrival, we bring over 22 years of specialized expertise in debt collection tailored to meet the needs of the Belgian market. We prioritize amicable solutions, aiming for resolutions that satisfy all parties involved. Our team is also knowledgeable about the intricacies of the Belgian Judicial Code, including Book VI, which focuses on Market Practices and Consumer Protection. This expertise ensures our adherence to Belgian debt collection laws. For professional assistance with debt collection in Belgium, schedule a free consultation with us at Byrival.
In Belgium, our debt collection services operate under a 'No Cure = No Pay' policy. This means if we're not successful in recovering your debt, you don't pay any commission. However, if we do manage to collect the debt, a commission fee will be charged, which often can be included in the settlement amount from the debtor.
For debt collection in Belgium, we maintain a clear and upfront start-up fee, typically ranging from €75 to €175. This transparent pricing ensures that your case is managed efficiently and effectively, with no hidden costs or surprise charges.
Our debt collection agency focuses on resolving cases amicably, which is both time-saving and cost-efficient. This approach has led to the amicable resolution of approximately 95% of our solved cases, minimizing the need for lengthy and complicated legal proceedings. We tailor our strategy to each client's needs, whether they prefer a gentler approach or a more assertive one, and keep you updated on your case's progress through our online portal.
For debt collection in Belgium, we collaborate with local law firms to efficiently handle undisputed debts, often using summary proceedings. For claims typically below €5,000, we approach the Justice of the Peace courts. For larger or contested debts, our team guides clients through the regular civil courts, tailoring our approach to suit the specifics of each case.
Our 'Travel to Collect' service extends to Belgium, where our debt collection lawyer visit debtors either domestically or internationally as required. This proactive approach is especially effective for quick and complex debt recoveries, always in compliance with local and international laws to ensure professional and successful results.
Each case for debt collection in Belgium is assigned a dedicated point of contact. This personalized service ensures that you receive tailored advice, consistent updates on progress, and a deep understanding of your case's evolution, keeping you well-informed throughout the process.
Personalised Service Today could be the day you start resolving your debt collection challenges in Belgium. We are here to listen, understand your specific situation, and address any questions you might have.
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At the onset of each new case for debt collection in Belgium, we conduct extensive research on your debtor, delving into their financial history. This crucial step helps us understand the reasons behind the unpaid invoice. Our research includes examining international credit reports and accessing local databases, such as the National Bank of Belgium’s Central Individual Credit Register. This in-depth analysis enables us to craft a strategy uniquely suited to your debtor’s specific situation.
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Our methodology for debt collection in Belgium is comprehensive, client-centric, and supported by legal expertise. We move forward with collection efforts only when there’s a realistic chance of success, ensuring efficient use of resources and adherence to the highest service standards in addressing your debt collection needs.
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Our debt recovery process in Belgium is prompt and effective. Within 24 hours of a new case, we assign a caseworker to draft and send a tailored initial demand letter. This letter details the debt amount, original due date, any late payment fees, and a new payment deadline, along with potential legal repercussions for non-payment, ensuring a clear, firm start to the recovery process.
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Our objective is to resolve most cases amicably, saving time and resources by avoiding legal proceedings. In Belgium, for undisputed debts, we strive to secure a settlement agreement or a payment plan with the debtor. This approach involves negotiating directly with the debtor to agree on the amount owed and the terms of payment. If the debtor agrees to the terms, this agreement can often be formalized, creating a binding commitment to pay the debt.
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In Belgium, if amicable debt collection fails, we can pursue legal action under the Belgian Judicial Code. This process typically starts with a summons (Dagvaarding/Assignation) and, for undisputed debts, may involve an Order for Payment Procedure (Betalingsbevel/Injonction de Payer). We also utilize Reconciliation Procedures (Verzoeningsprocedure/Procédure de conciliation) for mediation and Summary Proceedings (Kort geding/Référé) for urgent matters. Each step is tailored to the specifics of the case, ensuring effective legal resolution within Belgium’s legal framework.
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When we successfully recover your funds in Belgium, our debt collection agency will issue an invoice for our commission fee. Generally, this fee is charged to the debtor. However, if we are unable to recover the debt, you will not be subject to any charges.
At Byrival, our expertise as an international debt collection agency spans across various industries around the globe. Over the past 22+ years, we’ve built a wealth of knowledge in numerous sectors, thanks to our extensive and diverse clientele. Do you have cases outside these industries? No worries, we can still help you!
Contact us to discuss your case.
Debt collection involves actively seeking payments from individuals or businesses with unresolved financial obligations. It involves various strategies, from amicable negotiations to legal actions, with the goal of recovering the amount owed.
An example of debt collection is a creditor contacting a debtor to remind them of an overdue payment and negotiating a suitable arrangement. If amicable solutions fail, the creditor may involve a debt collection agency or pursue legal actions to recover the debt.
When a case goes to debt collection, it means that the creditor has enlisted the assistance of a debt collection agency or initiated legal proceedings to recover the unpaid debt. This involves more formalized efforts to secure payment, potentially leading to legal action if amicable solutions are unsuccessful.
A debt collection agency specializes in recovering outstanding debts on behalf of creditors. Their role includes contacting debtors to negotiate payments, sending official notices, and, if necessary, pursuing legal actions. The agency works to facilitate the resolution of debts while adhering to legal and ethical guidelines.
